We were having a discussion the other day at work
about whether or not you save up for a
big ticket item
or
just go out and buy it on credit?
Oh how I wish we did not have to stop
and even think about it
but we do not have that luxury
so we tend to do a little of both
2 years ago we were looking for new furniture
for the rec room
I had seen a sectional that I liked
and they have a deferred payment plan
so we went out and got it
then had a year to pay it off
Love our "That 70's Show" basement??
we bought in October
so for Christmas that year
instead of a present together
we asked the parents for cash
and we called the couch our present
But ~ when we decided to take vacation last fall
it was credit all the way
big ticket item
or
just go out and buy it on credit?Oh how I wish we did not have to stop
and even think about it
but we do not have that luxury
so we tend to do a little of both
2 years ago we were looking for new furniture
for the rec room
I had seen a sectional that I liked
and they have a deferred payment plan
so we went out and got it
then had a year to pay it off
Love our "That 70's Show" basement??we bought in October
so for Christmas that year
instead of a present together
we asked the parents for cash
and we called the couch our present
But ~ when we decided to take vacation last fall
it was credit all the way
it was a trip to rememberand I am so glad that we did it
although we are still paying for it!
This past Christmas we went out and bought
a new TV and stand
the stand ended up being almost paid for
by money received again this year
plus
we also bought it on deferred
so we will be able to put chunks of money on it
until it is paid for in the fall of this year.
We find this easier than receiving something
we really do not want or need
Sounds a little cold
but the price tag was more than my Mom
or Trev's parents would spend on us normally
so it's like them getting together
to buy us our gift.
So...
do you save up
or get it on credit?
xo
